We believe in the power of community based ethical financial providers – in short, Credit Unions.
![Not-for-profit](/wp-content/uploads/2019/04/nfp.png)
Not-for-profit
Yes, that means no shareholders and investors to squeeze out profits through predatory lending.
![Member Owned](/wp-content/uploads/2019/04/community-based-model-icon.png)
Member Owned
Peer to peer financial services. These could be your employees!
![not borrowing](/wp-content/uploads/2019/04/safe.png)
Money is Safe
Protected savings deposits under the Financial Services Compensation Scheme (FSCS)*
![Earn dividends](/wp-content/uploads/2019/04/earn-dividends.png)
Earn dividends
Income generated from lending activities goes back as dividends** on savings to member.
*The Financial Services Compensation Scheme (FSCS) protects up to £85,000 in deposits per person. More information on www.fscs.org.uk.
**Members have the possibility of earning dividends defined as a percentage paid on accumulated savings. The rate of dividend is decided democratically in the annual general meeting where each member has 1 vote.