^“As my savings are deducted through payroll, I don’t miss a penny and I’m always surprised about the savings pot I accumulate through the year… plus my money helps others in need.^”
Deducting money directly from wages is a behaviour changing way to save.

^“I’m an ex-offender. I really needed a bike to get to work as I do a lot of miles and was involved in a road collision on my old one. I was flatly refused credit by all. It was a non starter.^”Denied Access pushes people to expensive forms of credit & in many cases predatory debt.

^“It’s not fair that one mistake should control the rest of your life. I was in a really stressful situation – in a hole with no one to turn to^”£2,000 saved on a consolidation of £7,500 debt