Worried about too much debt as Christmas fast approaches?
Debt and fitness are so similar, in many ways.
Almost everyone with debt – not counting mortgages – dreams of being debt free. People who want to get fitter dream of ideal goals and the time when they...
Helping employees on the property ladder: What can you do?
We see headlines about “the housing crisis” almost every few weeks. On the news, online and in newspapers, we are living through one of the worst housing shortages in generations.
This crisis comes down to an overlapping range...
Putting Nobel Prize Winning Nudge Theory in Action With FairQuid
Richard Thaler won the Nobel prize for economics in 2017 for his contributions to behavioural economics. His ideas, known as “nudge theory” could play an important role in encouraging staff to reduce debts and save more, which improves retention and reduces recruitment and training...
Are you saving money for Christmas: Is there an easier way?
Let’s face it, saving money for Christmas is not easy.
And if you don’t just have the cash in the bank – who does, right? – most people need to borrow extra in the run-up to Christmas, then...
Why Employers Should Be Worried About The UK’s Debt Time Bomb
In 2010, the outgoing Chief Secretary to the Treasury left his successor a note. It famously read:
“I’m afraid there is no money.”
At the time, he wasn’t joking. UK government borrowing...
Save Money An Easier Way With Employee Benefit Savings
Saving money is not easy.
It isn’t easy during Summer, whether or not you have kids – there’s always something to spend it on. And then Winter is just as bad.
Come...
Why Savings Through Payroll Deductions Benefits Employers and Employees
Wages are not rising as fast as living expenses. Growth is slow, and companies are, understandably, hesitant to increase payroll costs. At the same time, employees - consumers - are borrowing more than ever and savings are at a...
How to Get Financially Fit and Stop Living Paycheque to Paycheque
Average weekly pay is increasing, but at the same time, so are living expenses. One of those figures, according to recent Office for National Statistics (ONS) data, is not increasing as fast as the other.
Can you guess...
Working But Checked Out: Why Absenteeism Does Less Damage
Businesses struggle when staff are present but really should be at home. Staff also make more mistakes and potentially endanger themselves and others, including customers. “Presenteeism” is when staff are present, but mentally – or physically, due to ill health, stress or exhaustion...