Spotted: Shocking increases in CCJ
County court judgements (CCJs) are at a record high, according to consumer debt figures for the first few months (Q1) of 2017.
CCJs are registered in England, Wales and Northern Ireland when someone can’t pay a debt they...
Your Money, Your Way
Wouldn’t it be great if you could apply for a loan without worrying that one mistake or debt from years ago is going to prevent you getting some extra money?
Banks and the majority of...
Broken Heart, Broken Credit: Making Sense of Credit Scores
Loans, store cards, credit cards and mobile phone contracts seem like a great idea when you are in a happy relationship.
But when things go wrong, which can happen at any age, monthly payments can turn into hazardous...
Your Wages Your Way
Worrying about money is a horrible feeling. It stops people sleeping at night. It grips you in the pit of your stomach. Money worries can get in the way of even the brightest summer day.
No one wants...
High Rents Negatively Impacting Recruitment and Retention
Living in London is always going to cost more than anywhere else in the country. Capital cities attract more people, more opportunities and, therefore, are more expensive places to live, travel around and enjoy.
But in the last...
Money and Mental Health: More Closely Linked Than You Think
Mental health awareness is at a tipping point. More people than ever are talking about mental health, sharing stories, seeking help and realising that the stigma around it needs to be broken.
Celebrities and royals are making a...
Sick of Walking a Credit Card Tightrope?
More than 5 million British people have credit card debt that they won’t clear in full for ten years. Some consumers are paying £2.50 for every £1.00 borrowed, which is concerning enough that the Financial Conduct Authority (FCA) is going to make banks take...
Living Wage & Downsizing: Fears That Keep Employees Awake At Night
In some sectors – retail, hospitality, admin and support (customer service roles) – employees often live with a fear they aren’t as valuable as more skilled workers. Changes, such as the National Living Wage – now at £7.50 for those over 25 – can cause stress and uncertainty.
As much...
Why is British Productivity So Low: What Can Be Done?
Productivity may not sound like an election issue, but in reality, this is something the government and businesses have been wrestling with for some time. British economic output, our levels of productivity, are too low.
As a country,...